Florian LE GAC

European Shadow Ratings Team - Leveraged Finance (Private Ratings)

Financial analyst responsible for providing private ratings in EMEA market for LBO transactions based on the Moody’s Industry Methodologies criteria.
- Daily relationship with CDO/CLO fund managers to discuss and explain the ratings rationales reflecting both qualitative and quantitative aspects.
- Also in charge of applying Moody’s “Loss Given Default” tool for European LBOs by analyzing legal and debt structure of the entities provided in information memoranda, term sheets and intercreditors agreements.

Industry: Financial Services

•Coverage & Territories International (CTINY)
Performed credit analysis on American companies seeking financing in the Syndicated bank market. Requests included: general corporate and acquisition financing.
- Analysis included:
Detailed sector analysis based on Broker’s reports: Pharmaceuticals, Lodging Industry, IT.
Business model assessment, review of financial statement (10Q/10K) and financial analysis.
Made recommendation in terms of risks and mitigants, recommended risk ratings, and assessment of the profitability of the relationship.

•Risk Management – Credit Risk International, North America (CRINA)
Enhancement and development of a new spreadsheet project.
Analysis of credit proposals and determination of keys risk for the bank.
Participation in a credit committee.

Industry: Finance

Member of the commercial team to sell phone contracts to professionals (COLT Telecom contracts), and responsible for wallet customers.

Industry: Telecom - Internet Products and Services

Salesman in the automotive section and responsible of one part of the steel logistic between France and UK.